According to the City of Cape Town’s Environmental Resource Management, leaving a light on in an empty room overnight, uses the same energy as it takes to make 1000 cups of tea! Did your mind just do a back flip over that stat? Because ours
To buy or to rent?
In this current economic climate, it’s hard to gauge whether making a purchase on a property is better than renting. It’s all very relative as not everyone has immediate access to cash which is obviously the dream. If you have R2 million in cash and
5 ways to get your kids to cut costs
Times are tough and cost saving has become essential, even in households that are financially comfortable. At the same time, many parents shudder at the idea of denying their children life’s pleasures and comforts, and try to avoid making them anxious about money. But spending
You’re never too old to build wealth
Over the last few weeks I’ve been perplexed by a number of challenging statements that have come my way by some of the more mature folk I have been chatting with online . Consumers who have left planning for their retirement late, believe quite strongly,
Fixing your finances after a breakup
Breaking up is hard to do. It’s emotionally draining and can affect you for months and sometimes even years. But the one thing you might not have considered is the financial struggle to get back on track after a relationship ends. There’s no question that
The small savings that add up
Over the last few years we have all heard how we need to tighten our belts and save money where we can, but it is also a reality that between municipal costs increasing, a drought having a negative effect on the price of groceries, insurance
Budget time! Have you done yours?
For government, creating a budget isn’t just about working out how much there is to spend and trying to cut costs, it’s also about trying to work out what might happen in the near future, and plan for that.
Keep your vehicle costs down and save money
Driving a car is a dream that many across the world share, it provides a sense of independence, of freedom and the ability to go and do what you want, when you want – however owning a car is not without its financial constraints. There’s
Holiday spending? No, it’s time to cut costs
It’s been a hard year for South Africans. And just when we were about to relax for the holidays, Mr Lesetja Kgangayo, the Reserve Bank Governor, raised the repo rate. This is the rate at which the Reserve Bank lends money to the commercial banks
20 ways to save money
Baby Steps: Small Savings In order to get started saving money, it can help to take it in small steps. Consider these options for saving money a little bit at a time: Always buy in bulk items you need always like rice, pasta, tinned food,