4 books to help you teach your kids about money

Many parents find it difficult to talk to their children about money, but there is help in the form of educational books written especially for kids. We took a look at books written by four local authors, which can help you start your money conversations early and raise money-smart kids.

Mrs Spiggles and her Money Tales

Book cover for Mrs Spiggles and her Money Tales

Author: Jean Archary
Language: English
Suitable for ages:  5 to 12
Where to buy: Mrs Spiggles and her Money Tales

Inspired by a conversation with her six-year-old daughter, Jean Archary wrote four stories about Mrs Spiggles, a flying piggy bank. Jean is a certified financial planner and certified workplace coach but says even she found it difficult to teach her daughter about money.

Mrs Spiggles made it much easier. She regularly flies off to visit children, surprises them with a gift and talks to them about money. This helps them to understand where money comes from, how it is used and how to keep track of spending so pocket money lasts. At the end of the book there are some questions you can ask your child to reinforce the money lessons and make sure they have understood what they have read.

Jean’s aim in writing these books is to make sure children are money smart and make good money decisions that will help them become financially independent. Mrs Spiggles’ website also has blogs for moms and dads, and downloads of pictures, kids can colour in (good for filling time in the holidays!)

My 3 Piggies – Nala and the Save, Invest and Share Piggy Banks

Book cover for My 3 Piggies – Nala and the Save, Invest and Share Piggy Banks

Author: Gugu Sidaki
Language: English
Suitable for ages: 4 to 12
Where to buy: Shop | My 3 Piggies, Nala Book Series, Financial Literacy For Children (available as eBooks)

Nala is a young girl learning about money through practical life lessons that include shopping, doing chores and earning pocket money, and sharing her money with her younger brother, who is too young to earn his own.

Written by certified financial planner Gugu Sidaki, the book follows Nala as she finds out about the world of money, how to save it and why sharing is so important. Her 3 Piggies are her three piggy banks that help her save, invest and share.  Gugu’s aim in creating the books is to help kids become financially literate, so they make good financial decisions, learn how to manage money well, create it and look after it. My 3 Piggies also has a blog and a Kidz Korner on their website suitable for anyone up to age 18.

More than Enough and Little by Little

Book cover for More than Enough and Little by Little

Author: Christina Castle
Languages: English, Afrikaans, IsiXhoza and IsiZulu
Suitable for ages: 4 to 7
Where to buy: Teach Your Child to Invest | Foord SA (available as free downloads)

These two books are about Anele, an inquisitive squirrel, and her mom. Anele learns about why acorns need to be collected and stored, sometimes for a long time, which helps her understand the concepts of saving and investing. Authored by Christina Castle, More than Enough and Little by Little are part of a planned series of books aimed at teaching kids how and why to save and invest.

The books are published by Foord as picture books and have beautiful illustrations. They are available in four languages, and you can download the books to read, or a read-along format where the books are read aloud.


Coco The Money Bunny

Book cover for Coco The Money Bunny

Author: Nicolette Mashile
Language: English
Suitable for ages:  10 – 12
Where to buy: Coco The Money Bunny Book – Financial Fitness Bunnies

Nicolette Mashile created Coco the Money Bunny to help children learn how to use, save, spend and share money. Coco, a cool bunny, learns about money in various ways such as learning how to save for a pair of shoes she sees on a shopping trip. Coco also learns more advanced money skills such as budgeting, how compound interest works and the different kinds of expenses in a budget, such as fixed and variable expenses. Nicolette also hosts a reading club and Coco has an Instagram page where kids teach other kids money lessons.

Nicolette wrote the book to improve children’s financial literacy, and also to help kids learn about money in a world where adults don’t talk about money easily.

It’s never too early to start

Your kids are curious; they want to learn how the world works so they can be part of it. Teaching kids good money values like budgeting and saving gives them the skills they need to manage money well and create and preserve wealth. These books are a great place to start. You and your kids will have a lot of fun – and you might learn some good money habits too!

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