Deceased estates

An inheritable estate refers to the total of your assets less all liabilities. Freedom of testation allows you to nominate the heirs to your estate in the unfortunate event of your passing. Unfortunately many of us fail to draw up a valid will, leaving our

Your Will: Words for the wise

Your will has been drawn up, witnessed and safely filed with your executor or financial planner. Signed, sealed and delivered. Or maybe not. As is the case with most legal documents, the language you use when you draft a will can have a significant effect

A lifeline if you are drowning in debt

You don’t take calls from unknown numbers because it might be the bank or an angry creditor. Your credit cards are always maxed out and your salary never makes it to the end of the month. If this sounds familiar then you are more than

Preventative steps to reduce over-indebtedness

In South Africa, the extremely high levels of debt and over-indebtedness are worsening at a worrying rate. As evident in The FinScope 2013 South African Survey results, the number of South African consumers with unsecured loans has doubled in the last year alone and more

Arrested and your rights

Whether it happens to you, your partner, a family member or friend, arrest is scary. It’s vitally important that you know what to do, and, more importantly, what not to do when you have been arrested. After you are arrested there are seven things you

Violent protest is against the law

Can you believe that 560 protests have taken place in Gauteng between 1 April and 10 May this year? Yes, South Africa has become the ‘protest capital’ of the world! According to the police as many as 40 protests were violent! Although everyone has the

Getting hitched?

It’s probably the last thing you would want to think of, while you’re planning a beautiful wedding, but don’t forget to sort out your Ante-nuptial Contract before you get married. We’ve compiled a quick summary of the 3 matrimonial systems in South Africa. In community